The ACI Retail Commerce Server suite of solutions allows merchant retailers to tailor their payment acceptance strategy to maximize profits, manage transaction fees and optimize the customer purchase experience. Its platform independence provides relief from common application and hardware compatibility issues and it also offers first-in-class protection of customer-sensitive transaction data and positions retailers to obtain PCI (Payment Card Industry) compliance.

The ACI Retail Commerce Server for Electronic Payment Acceptance

The ACI Retail Commerce Server for Electronic Payment Acceptance captures and authorizes customer payments at the point of purchase, providing a fast, convenient and cost-effective method for processing a wide variety of electronic payment options. From the point of transaction initiation, the Retail Commerce Server provides a software solution to securely authorize, switch, and capture credit, debit, checks, gift card, EBT, telephone, fleet, automated clearing house (ACH), electronic funds transfer (EFT), business and purchasing transactions regardless of the payment token — be it magnetic stripe, chip, radio frequency identification (RFID), paper or even biometrics.

ACI Retail Commerce Server for Gift and Proprietary Card Management

The ACI Retail Commerce Server for Gift and Proprietary Card Management allows retailers to centralize customer information to support the issuance and acceptance of pre-pay and post-pay tokens in-house. The solution allows retailers to provide their customers with fixed- or variable-value cards, as well as one-time-use cards, such as return cards, to maximize customer service and program profitability.

The ACI Retail Commerce Server for Check Authorization

The ACI Retail Commerce Server for Check Authorization is a centralized check authorization system that lets the retailer determine and enforce its check cashing policy. It provides a fast, convenient method for authorizing checks while limiting a retailer’s exposure to bad check losses from check runners, organized fraud schemes, checks written on closed accounts, and checks from those who consistently write non-sufficient funds (NSF) checks.

The ACI Retail Commerce Server for Collections

The ACI Retail Commerce Server for Collections is an automated check-collection application designed to handle the entire life cycle of a returned check — from the day it is returned and entered into the system to the day it is settled or written off.

ACI Retail Commerce Server for RCK

ACI Retail Commerce Server for RCK provides an electronic system for check re-presentment that can reduce retailers’ costs and increase collection rates substantially better than those achieved using the paper clearing process. The Retail Commerce Server allows retailers to transmit automated clearing house (ACH) debit entries and collect checks returned for insufficient funds. Furthermore, the system eliminates the need to re-submit paper returned checks to financial institutions.

ACI Retail Commerce Server for Refunds

The ACI Retail Commerce Server for Refunds provides an online refund management system designed to reduce losses from fraudulent refund activity. The solution validates returns online, providing powerful protection against refund fraud. The Retail Commerce Server manages a systematic approach to handling refunds for both brick-and-mortar and virtual sites, allowing retailers to maintain consistent, accurate refund policies across retail channels.

ACI Retail Commerce Server for Rewards Management

The ACI Retail Commerce Server for Rewards Management enhances the total customer relationship by providing an enterprise-wide online rewards system. The Retail Commerce Server can manage multiple concurrent programs for a single customer, thus allowing maximum flexibility in the way shoppers are rewarded and motivated.

ACI Commerce Gateway
ACI Commerce Gateway™ provides a smooth link between the ACI Retail Commerce Server and the dynamic environment of secure payments in the Internet commerce industry. The solution protects infrastructure investments in existing payment platforms by managing rapidly changing technologies and isolates exposure to risky public networks, such as the Internet.

Contact us today to learn more about the ACI Retail Commerce Server.